We’ve had a few customers lately who have taken advantage of the First Time Borrower program offered by one of the credit unions, so this week we thought it would be appropriate to share a Q&A from Steve Bucci, president of Money Management International Financial Education Foundation and the author of Credit Repair Kit for […]
Here is information from the Federal Trade Commission (FTC) about how to get a free copy of your credit report and what to do if you find errors. As we’ve already discussed in previous blogs, your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or […]
Thanks to Yahoo! Finance, this week we offer you additional tips for getting free or low-cost help with your taxes. 1. Free or Inexpensive Legal Clinics Have you seen a bunch of commercials lately that are about settling past tax debt for a fraction of what you owe, yet you still can’t afford the fees? […]
Nearly 30% of Americans will use their tax refunds this year to take care of everyday expenses. For some this might include finally taking care of those auto repairs you’ve been delaying until you could afford it. If that describes you then this week’s blog is for you. Here we share five tips from David […]
People are starting to get their tax refunds back and many intend to use some or all of that refund money to make a down payment or purchase a vehicle outright. If you’re planning to make some test drives soon, Michael Zak from AOL Autos offers these tips for taking a thorough test drive to […]
If you made less than $50,000 in 2012 you may qualify to get your state and federal taxes prepared for free by an IRS-certified volunteer through the Kalamazoo County Tax Counseling Initiative. Help is available at many locations such as community and senior centers, churches, library branches, and KVCC. Call 2-1-1 or 269-381-4357 for more […]
Yesterday was the first day in 2013 to e-file your taxes, so we thought today would be an appropriate day to offer some tax tips from personal finance writer Daisy Chan. Do Your Prep Work ASAP The first step is taking the time to gather the paperwork that you’ll need for filing your return. Necessary […]
Courtesy of scambusters.org, here are the five steps to take — in order — if your credit card or wallet is stolen: Step 1. The first step is something you should do NOW — before anything goes wrong: Make copies of all your credit cards, ID cards and licenses — everything in your wallet. If […]
Last week we shared some strategies to use when tackling the problem of credit card debt. This week we offer a few additional strategies and one final bit of advice. Strategy: Borrow against your life insurance. Do you have life insurance with a cash value? If so, borrow against the policy. Yes, you’re borrowing your […]
Maybe your first credit card burned a hole in your pocket in college. Maybe you charged more than you planned while remodeling your home. Maybe you got socked with unexpected bills. Or maybe you just went really crazy with your Christmas shopping. However it happened, your credit card bills have been getting bigger and bigger. […]
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