Posts belonging to Category Common Cents Money & Credit

Don’t Take the Bait: Avoid Scams and Spam Online

In today’s social media obsessed world, it can be all too easy to submit your information to scams, or fall victim to clickbait that hacks your account. On one hand, social media and the internet has empowered us to stay more connected than ever (and therefore value disconnection more!), but on the other, it can […]

Avoid Tax Time Scams

My insurance agent sent this out in his monthly newsletter and I thought it was worth sharing. Each year, the Internal Revenue Service (IRS) releases a “Dirty Dozen” list of common tax scams. (If you want to read the whole list for extra credit, you can do so here.) The following ranked high in 2014, […]

Online Shopping Tips

It’s the holiday season and that means many of us are shopping for gifts for family, friends, and other loved ones. If you plan to do any of your shopping online, take advantage of these online shopping tips from Mary Hunt’s Everyday Cheapskate blog. As convenient as Internet shopping can be (stores never close, no […]

Over 40 Million Credit and Debit Cards Compromised at Target

If you keep an eye on the news you have probably already seen the story that was released today: Wall Street Journal Reuters Target’s Corporate Site What this means is that if you shopped at Target between November 27 and December 15 and paid with a debit or credit card you need to keep a […]

Rebuilding Credit After a Bankruptcy

Whether it was due to youthful financial irresponsibility, the dishonesty or indiscretions of a spouse or family member, or unfortunate circumstances beyond your control, your debt was a monster that you couldn’t tame and you decided that your only option was to declare bankruptcy. Now what? If you’re looking to get new credit you will […]

Repairing Your Credit

It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice that […]

Tips from the CUNA to Boost Your Credit Score

Every time you apply for a credit card, mortgage, car loan, or insurance, your application is judged in part by your credit score. Lenders use your credit score—ranging from 300 to 850—to determine whether to grant credit, and at what cost. The higher the score, the more likely you are perceived to repay the credit. […]

10 Things You Might Not Know About Your Credit Card

Unsigned Cards Are Not Valid And Merchants Can And Will Refuse Them You might think that everyone knows that you have to sign your credit card in order for it to be valid. After all, there’s a panel on the back that says “Not Valid Unless Signed,” but you’d be shocked at the number people […]

Saving Money on Meat

Memorial Day in the United States has traditionally been the unofficial kickoff of summer. Many celebrate this holiday by firing up the grill and having friends or family over for a cookout. If you’re planning your holiday BBQ menu you might be dismayed to hear that in the US the price of beef has hit […]

Tips to Save on Groceries

Check out these tips from Kaija Helmetag and Yelena Moroz on how to cut down on your grocery bills. Your friends here at Ziggy’s have added a few bonus tips too. Fresh Produce Visit ethnic grocery stores to score items like avocados, mangoes, limes, and red onions for less than what you would pay elsewhere, […]